Stripe Billing Integration

## Monetization Ready
Three weeks after MVP, we added the billing layer.
### What's Included
- **Stripe Checkout** — Seamless subscription signup flow
- **Customer Portal** — Self-service billing management
- **Subscription management** — Create, update, cancel subscriptions
- **Payment methods** — Credit cards, with support for additional methods
- **Usage tracking** — Message counts tied to plan limits
- **Migrations** — Database schema for customers, subscriptions, payment methods
### Plans
We designed a tiered pricing model from day one — Free, Starter, Pro, and Enterprise — each with different agent limits, message quotas, and feature access.